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Bank statement

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Description

                             Bank statements online

bank statement is a summary of financial transactions which have occurred over a given period on a bank account held by a person or business with a financial institution.Bank statements online  have historically been and continue to be typically printed on one or several pieces of paper and either mailed directly to the account holder, or kept at the financial institution’s local branch for pick-up. In recent years there has been a shift towards paperless, electronic statements, and some financial institutions offer direct download into account holders accounting software.

Historically, bank statements were paper statements produced monthly, quarterly or even annually. Since the introduction of computers in banks , bank statements have generally been produced monthly. Bank statements for accounts with small transaction volumes, such as investments or savings accounts, are usually produced less frequently.

With the wider access to the Internet and online banking, bank statements also known as electronic statements or e-statements can be viewed online, and downloaded or printed by the customer. To reduce the cost of postage and the generation of paper bank statements, some financial institutions encourage their customers to receive bank statements electronically, for example by charging a fee for paper statements. This may be as attachments to emails or, as a security measure, as a reminder that a new statement is available on the financial institution’s website

 

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